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Terms & Conditions

Effective Date: January 1, 2025 | Last Updated: June 1, 2026

Please read these Terms & Conditions carefully before using the IHLC Inc. website or placing an order. By accessing this website or making a purchase, you agree to be bound by these terms.

1. Company Information

This website is operated by IHLC Inc., a corporation organized under the laws of the State of Florida, with EIN 41-3116090, headquartered at 7901 4th St N, Suite 300, St. Petersburg, FL 33702.

2. Use of the Website

You may use this website for lawful purposes only. You agree not to:

  • Use the site in any way that violates applicable local, state, national, or international law
  • Transmit any unsolicited or unauthorized advertising or promotional material
  • Attempt to gain unauthorized access to any portion of the site or its related systems
  • Interfere with or disrupt the integrity or performance of the website
  • Reproduce, duplicate, copy, sell, or exploit any portion of the website without express written permission

We reserve the right to terminate your access to the website for any violation of these terms.

3. Products and Pricing

All products listed on our website are subject to availability. We reserve the right to discontinue any product at any time. Prices are displayed in US dollars and are subject to change without notice. We make every effort to display accurate product information, including pricing and availability, but errors may occur. In the event of a pricing error, we reserve the right to cancel orders placed at the incorrect price and notify you accordingly.

4. Orders and Acceptance

Placing an order on our website constitutes an offer to purchase. We reserve the right to accept or decline any order at our discretion. An order is accepted when we send you an order confirmation email. If we are unable to fulfill your order for any reason, we will notify you and issue a full refund to your original payment method.

5. Payment

We accept Visa, Mastercard, American Express, Discover, and PayPal. All transactions are processed through secure, encrypted payment gateways. By providing your payment information, you represent that you are authorized to use that payment method. Charges will appear on your statement as "IHLC INC."

6. Shipping and Delivery

We ship to all 50 US states. Orders are typically processed within one business day and delivered within 3–7 business days. Free standard shipping is available on orders totaling $49 or more before taxes. Expedited shipping options may be available at checkout for an additional fee. We are not responsible for delays caused by shipping carriers, customs, or circumstances beyond our control. Risk of loss and title for products purchased pass to you upon delivery.

7. Returns and Refunds

We offer a 30-day return policy from the date of delivery. To be eligible for a return, items must be unused, in their original packaging, and accompanied by proof of purchase. To initiate a return, contact our support team at support@ihlc.io or (305) 427-7034. We will provide a return shipping label for defective or incorrectly shipped items. For all other returns, return shipping costs are the responsibility of the customer. Refunds are processed within 5–10 business days after we receive and inspect the returned item.

8. Warranty Disclaimer

Unless otherwise stated, products are sold "as is" and without warranty beyond any manufacturer's warranty that may apply. IHLC Inc. makes no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Some states do not allow the exclusion of implied warranties, so these limitations may not apply to you.

9. Limitation of Liability

To the fullest extent permitted by law, IHLC Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or purchase of our products, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from your purchase shall not exceed the amount you paid for the relevant product.

10. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of IHLC Inc. or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, modify, distribute, or otherwise use any content from this website without our prior written consent.

11. Governing Law and Dispute Resolution

These Terms & Conditions are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these terms or your use of the website shall be resolved exclusively in the state or federal courts located in Pinellas County, Florida. You consent to personal jurisdiction in these courts.

12. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes take effect when posted to this page. Continued use of the website after any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically.

13. Contact

For questions about these Terms & Conditions, please contact us:

IHLC Inc.
7901 4th St N, Suite 300
St. Petersburg, FL 33702
Phone: (305) 427-7034